SSNIT GM Clarifies: Boyfriends and Girlfriends Cannot Be Registered as Pension Beneficiaries
SSNIT clarifies only blood relatives can be pension beneficiaries, urging members to update records and plan for retirement.
- Frank Molbila confirms romantic partners cannot be registered as beneficiaries.
- SSNIT paid GHC 6.77 billion in pensions in 2025, with projections of GHC 8.21 billion for 2026.
- Members are urged to update beneficiary information and plan for long-term financial security.
Social Security and National Insurance Trust (SSNIT) has clarified that members of the scheme cannot designate their romantic partners as pension beneficiaries. Only blood relatives are eligible to receive benefits from the trust.
Frank Molbila, General Manager in charge of Benefits, provided the clarification during a regional forum organized by SSNIT in collaboration with the Trades Union Congress in Sunyani on Monday.
The forum, themed “Empowering Unions, Secure Futures: Deepening Pension Literacy Across Ghana,” is part of a nationwide initiative to educate workers on pension benefits and strengthen collaboration between SSNIT and organized labour.
Mr. Molbila described SSNIT pensions as a reliable long-term investment, saying: “With the SSNIT pension, the longer you live, the longer you benefit.” He encouraged all workers to register and plan for their retirement, highlighting the scheme’s essential role in securing financial stability.
In 2025, SSNIT disbursed a total of GHC 6.77 billion in pension benefits, with projections of approximately GHC 8.21 billion by the end of 2026. Currently, the oldest pensioner is 107 years old, and monthly pensions range from GHC 400 to GHC 213,000.
Touching on invalidity pensions, Mr. Molbila noted that the highest monthly payment currently is GHC 19,923, awarded to an 86-year-old member who had been on the payroll for 36 years. Invalidity pensions are provided to members with permanent physical or mental disabilities that prevent them from working, and the scheme has been in operation for 32 years. In 2025 alone, SSNIT paid GHC 40.8 million in invalidity pensions.
He also advised members to regularly update their records, particularly information on beneficiaries, to ensure accurate pension management.
